‘Tis the season …

'Tis the season isnt it? This is a wonderful time of year.  People are beginning to decorate their houses and businesses, the shopping season has begun and holiday cheer is building around us! That's not all that is growing.  What about all that inventory that is coming in to keep your shelves filled for holiday shoppers?

The holiday season is the busiest time of year for most businesses, and especially retailers. From October through January most businesses exposure is greater.  They have more stock on their shelves, and their sales are up.   How can you better prepare and protect your business from these increased exposures?

Be ready with a Peak Season Business Personal Property endorsement.  When added to a property insurance policy, this endorsement provides additional limits of protection on merchants’ inventories during specific times you select, like the holiday season.  Many business owners’ policies will automatically include a peak season endorsement that will provide you will a small amount of additional business personal property; however, often this is inadequate to cover a retailer’s increased inventory for the holiday season and should be increased.   You can also Be Ready by making sure you are adequately covered for loss of business income during peak seasons!

If you have questions about your business insurance and how to best protect your business, call Clark Mortenson today to speak with a trusted advisor.

May it be a safe, prosperous and merry season!

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