Personal Umbrella – FAQ

• Anyone with substantial assets
• Anyone with high income, either now or anticipated in the future
• Public office holders (Selectman, Mayor, City Councilor, State Rep…)
• People with a "high" profile in the community
• People with a visible occupation (attorneys, doctors, accountants…)
• People with a high position at their place of work (President, CEO, CFO…)
• Normal family with youthful drivers
• People with a residential farm
• Anyone who wants to protect their home and assets from being taken away from them

In general, public attitudes have changed, and the public is much more prone to filing a law suit and juries want to compensate the victims, thus there is a large increase in judgements being awarded.