NOTICE OF YOUR PRIVACY RIGHTS FOR FINANCIAL & MEDICAL INFORMATION
This is our privacy notice to our clients. When we use the words "you" and "your" we mean the following types of customers:
All of our clients who have a continuing relationship with us, such as:
- Personal Insurance
- Commercial Insurance
- Life/Health/Disability Insurance
All persons (individuals) who do not have a continuing relationship with us but who may use an insurance product or service we provide in isolated transactions. This includes, for example, a consumer who:
- Requests a quote on insurance but does not accept our offer
- All former clients
- Requests assistance with Health Insurance Marketplace Options
We will tell you the sources for nonpublic personal information we collect on our clients. We will tell you what measures we take to secure that information.
We first define some terms:
We, our, and us means Clark-Mortenson
Nonpublic personal information means information about you that we collect in connection with providing an insurance product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.
An affiliate is a company that owns or controls us, and a company that is owned or controlled by the same company that
owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.
A nonaffiliated Third Party is a company that is not an affiliate of ours
THE INFORMATION THAT WE COLLECT
We collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications or other forms
- Information about your transactions with us, our
- Information about your third parties
- Information from a consumer reporting agency
- Information from Federal and State government agencies
We do not disclose any nonpublic personal information about you to anyone, except as authorized by the law, or which you authorize us to disclose.
THE CONFIDENTIALITY, SECURITY AND INTEGRITY OF YOUR NONPUBLIC PERSONAL INFORMATION
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal and state regulations to guard your nonpublic personal information.
NONPUBLIC PERSONAL INFORMATION AND NONAFFILIATED THIRD PARTIES
Since we value our client relationship with you, we will not disclose your nonpublic
parties, except as permitted by law, or authorized by you.
NONPUBLIC PERSONAL INFORMATION AND CONSUMERS OR FORMER CLIENTS
If you decide to terminate your policies with us or become an inactive client, we will follow the privacy policies and practices as described in this notice.
