Insurance that Cares as Much as You - Home Facilities
Whether your home care facility offers assisted living or nursing home services to our vulnerable populations, you are providing essential services to some of our most disadvantaged demographics.
Sadly, success stories of home care facilities are rarely as shared as the horror stories of neglect and mismanaged care. Few residential care homes receive the spotlight when they are doing an exceptional job caring for those who can no longer care for themselves. However, when a facility is found to have made
mistakes – you can be sure you’ll read about it in the next day’s news.
Even though you take great pains to ensure you and your staff are highly qualified and dutifully trained in all manner of care-giving, you still need the protections of a comprehensive insurance package that can safeguard your facility when mistakes, whether perceived or real, happen. Often times the costs for legal defense against these types of lawsuits outweigh the settlement or judgments themselves.
Although professional liability insurance (otherwise known as malpractice insurance) is probably the best-known type of protection for home care facilities, you also need general liability, commercial property damage coverage, workers compensation insurance, business auto insurance, employment practices liability, employee benefits liability, and the too-often overlooked protections of cyber liability insurance. As more and more medical records are digitized, protecting your computerized databases of personal information regarding your clients is imperative.
You can be sure your premiums do not impact the quality of care you give by contacting a knowledgeable agent at Clark Mortenson Insurance. We are always available to answer your questions, suggest coverage options best suited for your care facility and even help you mitigate your risks. Our agents care just as much as you do about providing clients with superior services and protecting them from harm. Contact us to help you identify your home care facility’s insurance needs. Call us today at 877-352-2121, or e-mail us at beready@clark-mortenson.com.
