What is a health savings account?If items on my property cause damage to my neighbor’s property in the event of a storm, will my homeowners policy cover the cost?Will my homeowners insurance cover sewer and drain backup?What will my policy pay if my television is struck by lightening?

What will my policy pay if my television is struck by lightening?

A basic homeowners policy will pay you the depreciated value of your television less your deductible if struck by lightening. A policy endorsed with personal replacement cost coverage will reimburse you for a brand new TV of like, kind, and quality less your policy deductible as long as you do replace the TV.
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