Different rating methods are used to more accurately reflect the exposure. For example, a restaurants exposure is more accurately defined by using receipts rather than area, because it better determines the volume of customers (exposure) that comes into the restaurant. However, an apartment building is rated by units or number of apartments, and an office…
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How do I know what to carry for limits of coverage?
There is no single answer to this question; however, no business can afford to be unprepared for a lawsuit. Liability insurance protects your business assets when the business is sued for something the business did (or failed to do) that contributed to injury or property damage to someone else. Liability coverage extends not only to…
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