No, all recreation vehicles require special insurance policies to adequately protect you. Only in rare circumstances is any coverage extended from your home or auto for a recreational vehicle.
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What is “Drive Other Car” Coverage?
Drive other car coverage provides liability, medical payments, uninsured/under-insured motorist, and physical damage coverage for the personal use of a non-owned automobile by the individual wished to protect. If an individual, for example a company officer, does not have their own personal auto policy and drives a corporate car, you would want to add this…
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Why does my private passenger vehicle have to go on my commercial policy?
If a private passenger auto is not a pick up or a van and is registered in the name of a business, it needs to be covered under a business auto policy. If the vehicle is registered in the individual's name, but is used for business use, some uses may be covered under the personal…
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What is non-owned auto coverage?
Non-owned auto coverage is liability that covers a vehicle owned by any party other than the company, however it is utilized on the company's behalf. An example of when non-auto coverage is necessary would be when an employer sends an employee out on an errand for the company and is involved in an accident while…
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What is hired auto coverage?
Hired auto coverage is liability that covers autos that are hired, rented, or borrowed by the named insured business.
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