Does my auto policy cover my recreation vehicle?What is “Drive Other Car” Coverage?Why does my private passenger vehicle have to go on my commercial policy?What is non-owned auto coverage?What is hired auto coverage?
No, all recreation vehicles require special insurance policies to adequately protect you. Only in rare circumstances is any coverage extended from your home or auto for a recreational vehicle.Read more
Drive other car coverage provides liability, medical payments, uninsured/under-insured motorist, and physical damage coverage for the personal use of a non-owned automobile by the individual wished to protect. If an individual, for example a company officer, does not have their own personal auto policy and drives a corporate car, you would want to add this…Read more
If a private passenger auto is not a pick up or a van and is registered in the name of a business, it needs to be covered under a business auto policy. If the vehicle is registered in the individual's name, but is used for business use, some uses may be covered under the personal…Read more
Non-owned auto coverage is liability that covers a vehicle owned by any party other than the company, however it is utilized on the company's behalf. An example of when non-auto coverage is necessary would be when an employer sends an employee out on an errand for the company and is involved in an accident while…Read more
Hired auto coverage is liability that covers autos that are hired, rented, or borrowed by the named insured business.Read more