What type of savings and discounts are available?What is included in auto insurance?Why does my private passenger vehicle have to go on my commercial policy?What is lease gap coverage?What happens when I add my teen driver to the policy?
Insurers discount their rates for good drivers and those who take safety and security precautions. Depending on the insurer, you can often lower your rates from 5 to 35 percent. Insurers generally offer discounts for: Clean Driving Record - No violations or accidents. Safety Features - Anti-lock brakes, air bags and passive restraint systems (i.e., automatic…
Auto Insurance policies are broken down into the following coverage areas: Bodily Injury - covers injury to others you are liable for. Property Damage - damage to property of others Medical Payments - covers medical expenses for injury to you and anyone in your vehicle, regardless of fault. Uninsured/Underinsured Motorist Bodily Injury - covers injury…
If a private passenger auto is not a pick up or a van and is registered in the name of a business, it needs to be covered under a business auto policy. If the vehicle is registered in the individual's name, but is used for business use, some uses may be covered under the personal…
If an auto you lease is totaled in an accident, this provision will pay the outstanding balance of the lease if it exceeds the car's actual cash value.
Some things to think about are... Teenagers are expensive to insure because they are the least experienced drivers. A driver's education course can help ease the burden of insurance costs since it teaches your teenager defensive driving techniques. If your child's high school does not offer driver's education, try to find one offered by another…
We hope everyone enjoys their Holidays and celebrations whatever they may be! Our office will be closed early Friday December 23rd at 3PM and closed Monday December 26th so our team members can take some much deserved time with their own family and friends. Best wishes to all! pic.twitter.com/sAP3…
Congrats to all who were acknowledged last week at the Merrimack Valley Chamber's Annual Dinner!
One of our Insurance Advisors, Lars Olsen, serves as an Ambassador to the Chamber & is a Board member for the Haverhill Exchange Club. The club is pictured with @MassGovernor below! pic.twitter.com/u3xO…
As the Endorsed Agency for the NH Association of Residential Care Homes, our Assisted Living & Eldercare Practice Group was pleased to attend the 2022 Convention. Relevant presentations & wonderful conversations! Congrats to our raffle winner, we’ll be calling you directly! pic.twitter.com/URZy…
Congrats to our Agency leader Beth Needham! Beth was installed as the Chairperson of the Big I NH in Portsmouth Tuesday night. We are very proud of her & excited she is leading a strong organization that helps NH insurance agents, our companies, and local business community's! pic.twitter.com/R4e5…
These articles are intended only for educational or illustrative purposes and should not be construed to communicate legal or professional advice. The information provided herein is intended to be related to general situations. We want to protect your security and Blogging experience, so we reserve the right to delete any sensitive or offensive comments. Questions relating to specific risks and coverages should be addressed individually by calling our office at 877-352-2121 during regular business hours. Coverage cannot be bound, added or altered; nor can claims be reported by means of this site.