A basic homeowners policy will pay you the depreciated value of your television less your deductible if struck by lightening. A policy endorsed with personal replacement cost coverage will reimburse you for a brand new TV of like, kind, and quality less your policy deductible as long as you do replace the TV.
Written by Clark-Mortenson Insurance
Clark-Mortenson Insurance has been providing insurance solutions to individuals and businesses since 1877. Our goal is to be the "agency of choice" by offering the highest quality service through our committed, professional staff. Clark-Mortenson sets ourselves apart from our competition by offering our clients a team of trusted advisors who work together to offer the resources, information and experience that they need to ensure their physical and financial protection.
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