What does a tenant/renters policy cover?

A tenant/renters policy covers your contents and liability (The landlord is responsible to cover the actual building).

  • Contents - (Tenants and Homeowners) your belongings that are not permanently attached to your home.
  • Loss of Use - (Tenants and Homeowners) extra expense coverage such as hotel room expense, if you suffer a covered loss and cannot stay in your home.
  • Liability - (Tenants and Homeowners) coverage and legal defense for physical injury caused to others accidentally for which you are deemed liable.
  • Medical Payments - (Tenants and Homeowners) a good will type of coverage. Provides payment for injuries to non-household members regardless of fault.

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