This depends upon the state in which your business is located; however, all states require workers compensation on employees. You are not required to carry it on your self as a sole proprietor. You can also choose not to carry on the partners in a partnership. Corporations may also exclude up to three officers, while covering all other employees.
Written by Clark-Mortenson Insurance
Clark-Mortenson Insurance has been providing insurance solutions to individuals and businesses since 1877. Our goal is to be the "agency of choice" by offering the highest quality service through our committed, professional staff. Clark-Mortenson sets ourselves apart from our competition by offering our clients a team of trusted advisors who work together to offer the resources, information and experience that they need to ensure their physical and financial protection.
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