Category Archives: Auto

Understanding Your Workers’ Compensation Experience Modification Factor

Understanding Your Workers’ Compensation Experience Modification Factor A key to understanding your workers’ compensation premium is the experience modification factor, also known as your mod. Understanding your company’s mod and the data used to obtain it helps you identify ways to minimize your workers’ compensation premium. Who calculates the mod factor? Most states use the…
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6 Tips for Safer International Business Travel

6 Tips for Safer International Business Travel By Denise Balan  (Source: http://www.propertycasualty360.com/2016/07/19/6-tips-for-safer-international-business-travel?) The top concerns of business travelers are identity theft, political instability and kidnapping, according to a recent survey. Travel is an integral part of conducting business in our global economy, and needs to be conducted with the appropriate duty-of-care standards in mind. Employers should work with…
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Personal Protective Equipment Enforcement Guidance

Personal Protective Equipment Enforcement Guidance The Occupational Safety and Health Administration (OSHA) requires employers to provide personal protective equipment (PPE) for their employees when employees are exposed to certain workplace hazards. (more…)
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EMV Cyber Liability

EMV Cyber Liability I don’t want Summer to be over, but I need to jump to October 1 for just 5 minutes. Credit card fraud is a term everyone is probably sick of by now, never mind the actual excitement of finding that odd charge on your credit card statement or your bank account being…
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