Category Archives: Homeowners

Fire Prevention Tips

NATIONAL FIRE PREVENTION MONTH - ARE YOU READY? Most home fires occur in the kitchen while cooking and are the leading cause of injuries from fire. Common causes of fires at night are carelessly discarded cigarettes, sparks from fireplaces without spark screens or glass doors and heating appliances left too close to furniture or other…
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How Should You Prepare for a Vacation?

HOW SHOULD YOU PREPARE FOR A VACATION? There are a number of hazards that could affect your home while you’re away, including lightning, theft and flooding. In order to keep your property safe while you’re on vacation, consider the following: Unplug small appliances and electronic devices. Stop the newspaper and mail. To do this online,…
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Flood Insurance

Flood Insurance Just a single inch of water from flooding can cause costly damage to your home. Here’s what you need to know about insuring against damages caused by flooding. What Protection Does it Offer? A standard homeowners policy does not cover damages from flooding. A separate flood policy is needed to cover losses to…
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Emergency Generator Safety

Emergency Generator Safety Did You Know? The capacity of a generator is calculated in watts. For instance, you may own a 2,000-watt generator. Therefore, if you have an appliance that requires 120 volts and uses 10 amps, the appliance will require 1,200 watts of power. By doing this calculation, you can determine what appliances can…
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Hurricane Harvey: Would I be covered in the event of a flood?

Hurricane Harvey: Would I be covered in the event of a flood? Homeowners Insurance vs. Flood Insurance With the recent catastrophic damage caused by Hurricane Harvey, we thought it was a good time to reiterate why flood insurance is so important, even if you aren’t in a flood prone area.  Did you know that the…
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