Category Archives: Homeowners

Flood Insurance

Flood Insurance Just a single inch of water from flooding can cause costly damage to your home. Here’s what you need to know about insuring against damages caused by flooding. What Protection Does it Offer? A standard homeowners policy does not cover damages from flooding. A separate flood policy is needed to cover losses to…
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Emergency Generator Safety

Emergency Generator Safety Did You Know? The capacity of a generator is calculated in watts. For instance, you may own a 2,000-watt generator. Therefore, if you have an appliance that requires 120 volts and uses 10 amps, the appliance will require 1,200 watts of power. By doing this calculation, you can determine what appliances can…
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Hurricane Harvey: Would I be covered in the event of a flood?

Hurricane Harvey: Would I be covered in the event of a flood? Homeowners Insurance vs. Flood Insurance With the recent catastrophic damage caused by Hurricane Harvey, we thought it was a good time to reiterate why flood insurance is so important, even if you aren’t in a flood prone area.  Did you know that the…
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