Category Archives: Property

Flood Insurance

Flood Insurance Just a single inch of water from flooding can cause costly damage to your home. Here’s what you need to know about insuring against damages caused by flooding. What Protection Does it Offer? A standard homeowners policy does not cover damages from flooding. A separate flood policy is needed to cover losses to…
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Emergency Generator Safety

Emergency Generator Safety Did You Know? The capacity of a generator is calculated in watts. For instance, you may own a 2,000-watt generator. Therefore, if you have an appliance that requires 120 volts and uses 10 amps, the appliance will require 1,200 watts of power. By doing this calculation, you can determine what appliances can…
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Preventing Frozen Pipes

Preventing Frozen Pipes Increase precautions when the temperature drops Temporary measures During extended periods of sub-freezing temperatures, increase thermostat settings to at least 60° F throughout the home to help ensure adequate temperatures are maintained in colder spots. Open bathroom or kitchen cabinet doors that run along outside walls so that warmer roam air can…
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How Can I Prepare for a Flood?

How Can I Prepare for a Flood? With Hurricane Maria still churning towards the east coast, it's time to make sure you're properly prepared. Flash floods can occur within minutes or hours of excessive rainfall, a dam or levee failure, or a sudden release of water held by an ice jam. Overland flooding, the most…
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Restoring Your Business After a Flood

Restoring Your Business After a Flood Floods can be miserable ordeals, even with extensive preparation. They can spring up with little to no warning and saddle you with the responsibility of a lengthy, expensive restoration period. Your business could be underwater in a flash, and you could be faced with mounting repair bills and extended…
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