Category Archives: Personal Insurance

Party at the Lake or Pool? You Need to Plan Ahead

Party at the Lake or Pool-You Need to Plan Ahead A recent national survey states that more than 98 million households plan to host a party or event this summer and that at least 32 million of those social gatherings will take place in or around water: at the pool, beach, lake, river, etc… Before…
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Special Events Coverage

Special Events Coverage Bought the dress and ordered the tux                        CHECK Put the deposit on the cake & ordered the flowers   CHECK Signed contracts with the band & the photographer CHECK Talked to your agent about Wedding Insurance        HUH? Have you protected your investment in your wedding from the unexpected?  What would it cost to get a last…
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Health Care Reform – Who is eligible for the New Tax Credit

Health Care Reform - Who is eligible for the New Tax Credit Okay, let’s get ready to go to work…..The Patient Protection and Affordable Care Act was signed into law by President Obama on March 23, 2010. This bill and the Health Care and Education Reconciliation Act of 2010, which was signed into law on…
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Underage Drinking Parties and Social Host Liability

Underage Drinking Parties and Social Host Liability I love my best friend’s son.  At eighteen he is a level headed kid on the fast track to being a successful writer/artist or maybe a rock star.  But like most kids, sometimes he comes up with amazingly risky ideas.   Like when he was ten he climbed up…
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Why should I insure my home for more than it’s worth?

Why should I insure my home for more than it's worth? Recently, I had a client bring in the sales brochure for their home.  The realtor had listed it at $153,000.  They also had the tax assessment on the building showing $127,000.  Putting them on my desk they demanded to know why they had insurance…
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