Category Archives: Homeowners Insurance

Scheduled Personal Property

Scheduled Personal Property Recently, a client asked me why people sometimes have "riders" on their insurance for special items. This is called "scheduled personal property". While your homeowners policy covers personal property, there are limitations of which you should be aware. Generally, there are 3 reasons to schedule property: 1. The homeowners policy has limitations…
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Does Your Policy Cover Medical Payments?

Does Your Policy Cover Medical Payments? One of your friends trips over her own feet on the way out your door.  She falls and breaks her ankle. It certainly wasn't your fault, and she wouldn't want to sue you for negligence because she's your friend.  However, she could really use help with paying part of her medical…
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What You Need to Know

What You Need to Know About Shady Home Contractors, Remodeling & Hiring Day Laborers Ah, summertime, and the living is easy. Perfect for sitting in the shade out back with a cold drink. You may even decide this is the perfect time to finally add that deck, enlarge the patio for cookouts, or put in…
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Congratulations Class of 2012!

Congratulations Class of 2012! Now It’s Time to Graduate to Your Own Insurance! It’s a rite of passage for college students to don cap and gown and march for graduation ceremonies- in fact, according to the National Center for Education Statistics (NCES), nearly 1.8 million students will graduate with a bachelor's degree in 2012. As…
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Insuring Your Happily Ever After

Insuring Your Happily Ever After Getting married and embarking on a new life together is one of the most exciting experiences in two people’s lives. It’s a time of hope, promise, romance and … reality. Finding the person who will be by your side forever may have seemed like the hard part, but getting married…
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