Category Archives: Newsletter

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Adding New Vehicles to Your Commercial Policy

Adding New Vehicles to Your Commercial Policy You have just purchased a brand new company truck. It’s white, diesel and has a shiny new plow attached to it. Many customers and auto dealerships may think that the commercial auto policy extends coverage to newly acquired vehicles the same way that a personal auto policy does.…
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HR Tools for Your Business

HR Tools for Your Business Joint Loss Management Committees According to NH law, employers of 5 or more people must establish Joint Loss Management Committees to assure safe and healthy working conditions. The committee advises the employer and makes recommendations for improving health and safety in the workplace. Need assistance putting a committee together? We…
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Did You Know?

  • Question Marks

Did You Know? Ask the Experts!

  • Running a business out of your home?

If so, your Homeowner’s policy may not cover you in the event of a loss related to your business. Homeowner’s policies have limitations when it comes to business personal property and liability may be excluded.

  • What is “Strict” Liability?

When it comes to liability there can be instances where liability is ”strict”. For instance, if your dog were to bite someone or a child were to fall in to your pool, you could be held responsible for these even if there was no negligence on your part. Having adequate limits of liability on your Homeowner policy, along with the extra protection of an Umbrella policy is very important.

  • Do you drive when you volunteer?

If you are using your vehicle while volunteering and are reimbursed for mileage, you may not be covered in the event you are involved in an auto accident.

Questions? Contact us today at 877-352-2121 or email

HR Year in Review

HR Year in Review The world of HR is an ever-changing complex environment, and 2016 was certainly proof of just that. Here’s a look back at HR happenings this past year. The New Overtime Rules On May 18, 2016, the U.S. Department of Labor (DOL) released a new rule that would overhaul overtime wage payment…
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“I Hate Insurance.”

“I Hate Insurance.” A Message from our President, Tom Minkler That is something we hear from time to time, or at least a variation of that phrase. Why do people feel that way? Well, insurance is not something you can touch, feel or smell – like a new car. It’s not something that fills all…
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