Category Archives: Commercial Insurance

What is a Buy Sell Agreement?

What is a Buy Sell Agreement? A chief concern among business owners is what will happen upon the death of one of the owners: how will it affect the business, the other owners and the heirs of the deceased owner? Surviving owners want to ensure the continuity of ownership, and not risk having a large…
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Do I really need workers’ compensation?

Do I really need workers’ compensation? Recently we have had a lot of inquiries regarding workers’ compensation policies for small contractors without employees. These requirements are coming from their General Contractors, even though they do not have any payroll allotted to employees. The reasoning behind this request is to exclude these subcontractors on the GC’s…
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