Category Archives: Commercial Insurance

Cyber Attacks: Not if, but when!

Cyber Attacks: Not if, but when! Cyber attacks are often difficult to identify and understand. Cyber threats include dangers such as viruses erasing entire systems, intruders breaking into systems and altering files, using your computer or device to attack others, holding your system hostage and stealing confidential information. The spectrum of cyber risks is limitless…
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Flood Safety

Flood Safety According to the Federal Emergency Management Agency (FEMA), floods are one of the most common disasters in the United States. It’s important to be aware of flood safety hazards no matter where you live, but especially if you live in a low-lying area, near water or downstream from a dam. Even small streams,…
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Computer Security Flaws Discovered

Computer Security Flaws Discovered Critical Cyber Exploits Affect Nearly All Computers Cyber security researchers recently announced the discovery of two major security flaws that could allow hackers to bypass regular security measures and obtain normally inaccessible data. The flaws, referred to as Meltdown and Spectre, are both caused by design flaws found in nearly all…
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The Benefits of Crime Insurance

The Benefits of Crime Insurance As a leader within your organization, you want to trust your employees and the people you do business with. However, the reality is that no business is immune to the threat of crime and fraud. In fact, the Association of Certified Fraud Examiners estimates that a business can expect to…
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Serving Alcohol at the Office Holiday Party?

Serving Alcohol at the Office Holiday Party? Limiting Social Host Liquor Liability A bartender is legally liable for serving alcohol to a patron who becomes intoxicated and  when injures a third party. Does a business face a similar exposure when it hosts a social event where alcohol is served, such as an open house or…
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