Category Archives: Commercial Insurance

Year in Review: Compliance Updates from 2019

Year in Review: Compliance Updates from 2019 by Jim Hill, Vice President of Clark-Mortenson Insurance OSHA LOG The OSHA 300 log is part of a federal requirement concerning safety in the workplace. It is a form that must be filled out by employers and displayed in a visible area. The log records all applicable injuries…
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Liquor Liability Insurance

LIQUOR LIABILITY INSURANCE Serving alcohol is a common practice for restaurants, bars, catering companies, entertainment venues and similar establishments. While providing a wide array of beverage options is important, serving alcohol in particular can create a variety of risks for business owners. For instance, if a patron of your business becomes intoxicated and injures a…
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OSHA Suspends Forms 300 and 301 Electronic Reporting

OSHA SUSPENDS FORMS 300 AND 301 ELECTRONIC REPORTING On July 30, 2018, the Occupational Safety and Health Administration (OSHA) issued a proposed rule to eliminate electronic reporting requirements for data from OSHA Forms 300 and 301. OSHA initially established these requirements— which apply to establishments with 250 or more employees—in a final rule issued in…
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Covered Establishments in All States Must Now Submit OSHA Electronic Reports

COVERED ESTABLISHMENTS IN ALL STATES MUST NOW SUBMIT OSHA ELECTRONIC REPORTS OVERVIEW On April 30, 2018, the Occupational Safety and Health Administration (OSHA) announced it will require all establishments affected by the electronic reporting rule to submit their 2017 data to OSHA by July 1, 2018. This announcement clarifies the requirement for establishments in states…
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The BIGGEST THREAT to your cyber security is your EMPLOYEES

The BIGGEST THREAT to your cyber security is your EMPLOYEES According to historical claim data analyzed by Willis Towers Watson, 90% of all cyber security claims stemmed from some type of employee error or behavior. If you think your organization couldn't possible fall victim to a cyber attach, you're wrong. Cyber attacks can happen to…
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