Category Archives: Claims

Flood Insurance

Flood Insurance Just a single inch of water from flooding can cause costly damage to your home. Here’s what you need to know about insuring against damages caused by flooding. What Protection Does it Offer? A standard homeowners policy does not cover damages from flooding. A separate flood policy is needed to cover losses to…
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Serving Alcohol at the Office Holiday Party?

Serving Alcohol at the Office Holiday Party? Limiting Social Host Liquor Liability A bartender is legally liable for serving alcohol to a patron who becomes intoxicated and  when injures a third party. Does a business face a similar exposure when it hosts a social event where alcohol is served, such as an open house or…
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Restoring Your Business After a Flood

Restoring Your Business After a Flood Floods can be miserable ordeals, even with extensive preparation. They can spring up with little to no warning and saddle you with the responsibility of a lengthy, expensive restoration period. Your business could be underwater in a flash, and you could be faced with mounting repair bills and extended…
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Is Online Crowdfunding the Next Insurance Product?

Is Online Crowdfunding the Next Insurance Product? Spoiler alert – the answer is no…at least not in the near future.  But this is a topic that pops up everyday as crowdfunding is frequently displayed on our social sites; giving you endless examples of how these online communities can respond when someone needs help or financial…
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Is your business prepared in the event of a loss?

Is your business prepared in the event of a loss? Are you running a profitable business? Are you running a business you hope to someday be profitable? What would happen if something really bad happened – let’s say a fire in your facility – and you had to shut down? Sure, your commercial insurance policy…
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