Employment Practices Liability Insurance (EPLI)

Employment Practices Liability Insurance (EPLI)

The Problem

Discrimination … Sexual Harassment … Wrongful Termination …

You've read this morning's paper. Another large judgment has been awarded in a discrimination suit for non-compliance with ADA laws. You know that in today's legal environment, you need to be covered, so you call your insurance agent and are told that these types of claims are typically excluded from your current liability insurance policy.

You may have done all the "right" things: reviewed your employment application; established written guidelines; developed an employee handbook; and trained your supervisors. But what would an unexpected lawsuit do to your bottom-line?

The Solution

Employment Related Practices Insurance Policy

Employment Related Practices coverage is designed to protect you, your corporation, your directors and officers and your employees from actual or alleged wrongful acts related to employment and workplace disputes, as well as from unexpected and costly legal fees and judgments.

Employment practices liability may protect against these types of allegations:

  • Discrimination
  • Sexual harassment
  • Wrongful termination
  • Breach of Contract
  • Violation of Americans with Disabilities Act

EPLI coverage can sometimes be added to your general liability policy, or may be purchased separately. The limits are flexible and can be selected based upon the premium level that fits your budget. You also want to look for a policy that will pay for both legal costs and judgments, and one in which the legal costs are not part of the total limit of liability chosen.

Contact us to discuss your specific exposure and needs. 877-352-2121.