Professional Liability
Professional Liability Insurance is insurance that protects professionals against negligence and other claims initiated by a third party, such as their clients. Doctors, lawyers, accountants, realtors, and other licensed professionals purchase this coverage to address any losses not covered under their general liability policies.
This insurance covers the professional in the event that a client is harmed from advice or services that the professional has provided which renders said professional to be held legally liable. These can be for an error or omission, neglect or breach of duty, a misstatement or misrepresentation or inadequate services rendered.
Coverages include:
- Professional Liability
- Director's and Officers (D&O)
- Employee Benefits Liability (EBL)
- Employment Practices Liability Insurance (EPLI)
- Kidnap & Ransom
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