Yearly Archives: 2013

Holiday Decorations are Beautiful, Festive…and Dangerous

  Holiday Decorations are Beautiful, Festive…and Dangerous Everyone loves holiday decorations! The lights, the candles, the paper and the greenery all add to the spirit of the season. But holiday decorations can also pose some serious risks to our homes if we are not careful. The U.S. Consumer Product Safety Commission warns of the dangers…
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Directors and Officers Insurance

Directors and Officers Insurance Several months ago, I forwarded a Directors and Officers Liability Policy to a client.  They read it from cover to cover and then called and asked me, “What does it cover?”.   The policy has quite a list of exclusions on it, and it appeared, to the untrained eye, (more…)
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Tips for Winter Safety and Health

Tips for Winter Safety and Health Getting ready for winter means getting ready for storms, cold temperatures and a variety of other hazards unique to winter. We all need to prepare our homes, cars—and even our bodies—for the colder weather before it hits. The Centers for Disease Control and Prevention offers tips for winter preparation…
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Understanding Business Insurance

Understanding Business Insurance At this time of year we hear a lot about people preparing for the holidays, but have you given any thought as to whether or not your business is prepared?  Not all businesses have special exposures to consider at this time of year, but most do. One of the insurance coverage's that…
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Indemnification

Recently, I had to use the insurance concept of "indemnification" to save a marriage. Ok, that might be an overstatement but I did use it to settle a dispute. A teenage daughter had parked a car, (more…)
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