The CMA Benefits Plus Program is a novel, employee benefit you can implement into your company at virtually NO COST TO YOU!
This is a voluntary benefit which allows your employees to purchase their Personal (Home, Auto, Umbrella, Recreational Vehicles, Life, Disability) Insurance coverage through our agency and have the premiums conveniently deducted directly from their paycheck.
Frequently Asked Questions
- What are the benefits for the company?
- How does it benefit the employees?
- How much of my time is involved in implementing the Clark-Mortenson Agency Benefits Plus Program?
- How much of my employee's time is required during work hours?
- What if an employee leaves my company?
- Does my company have to have a minimum number of employees?
- Is there an annual sign-up time?
- What types of companies offer this benefit to their employees?
- What if my company has multiple locations and different payroll types?
- What states are eligible for the program?
- How do I make an appointment to obtain more information?
What are the benefits for my company?
- Promotes good employer/employee relations.
- Attracts and retains qualified employees by providing unique benefits.
- Offers a new benefit at virtually no cost to the company.
- Makes your employees lives a little easier.
How is the benefit for our employees?
Provides them with…
- Friendly, knowledgeable representatives to help them understand complex insurance issues.
- Offers the employee a unique budgeting tool to simplify their lives.
- Provides them with a one-time low 10% deposit to activate coverage. (Most carriers require at least 20 to 25% deposit) annually at renewal.
- No finance or installment charges.
- Savings - we compare a number of insurance companies to find coverage and prices custom tailored to meet each individual employee's needs.
- Toll-free 24-hour, 7 days a week, claims service.
How much of my company's time is involved in implementing the Clark-Mortenson Agency Benefits Plus Program?
Very little… call us to set up a short 20 minute introduction appointment to fully explain our program.
- There is virtually no cost to implement the program.
- We offer all marketing materials to promote this program to you free of charge.
- We custom tailor our program to meet your companies needs.
How much of my employee's time is required during work hours?
That is totally up to you! We do offer promotion of the program through on-site visits; payroll stuffers; poster; newsletters and e-mail. You pick which promotional campaign works best for you!
On-site visits can be structured during break times and shift changes or at benefit fairs.
What if an employee leaves my company?
We bill them directly. Your company is under no obligation to pay the employees premiums.
Does my company have to have a minimum number of employees?
No, however we recommend at least 10+ employees for it to be most successful. We do have groups on this program with less however, so give us a call and see if it makes sense for you.
Is there an annual sign-up time?
Employees can participate any time during the year for their home, auto or recreational vehicle insurance. Life and disability benefits do have an annual enrollment; however new employees qualify to sign up after their introductory period with the company.
What types of companies offer this benefit to their employees?
We have very diverse companies that participate in our program from school districts, hospitals and nursing homes to service industries, manufacturers and credit unions. They are progressive businesses that truly consider their employees to be their most valuable asset. We gladly will provide references upon request to explain the success and simplicity of the program from our clients' perspective.
What if my company has multiple locations and different payroll types?
Our program can handle multiple payroll types and unlimited number of employee and locations. We can offer a billing breakdown by location and bill to one location or multiple locations.
What states are eligible for the program?
New Hampshire, Vermont, Massachusetts and Maine
How do I make an appointment to obtain more information?
Simply send us an email at EmployeeAdvantage@clark-mortenson.com and we will set up a convenient time to answer your questions and give you more detailed information on this program.
