Clark-Mortenson offers a comprehensive selection of insurance coverge from the industry's leading carriers. Click through for frequently asked questions and more information about each insurance type:
- Homeowners - Homeowners and Renters insurance is designed to protect your assets and allow you to remain financially secure at the time of loss, by providing coverage for the dwelling (building), detached structures, personal belongings (contents), loss of use, and most importantly liability protection. Learn more...
- Auto - Auto insurance helps you by providing a source for payment of expenses from damages or injuries. It also protects the investment in your vehicle and offers a means to manage unexpected expenses due to an accident, vandalism or theft. After all, an accident is just that, an unplanned event. Learn more.
- Umbrella - Umbrella liability insurance covers you in many situations if you are held responsible for bodily injury, property damage, or personal injury. The product got its name because it adds a higher level of protection above auto, homeowners and boat policies, which are "primary" policies. Umbrella coverage kicks in after primary insurance is exhausted. What's more, an umbrella policy offers primary coverage for losses not covered by other insurance. Learn more.
- Recreational Vehicles - Motor Boats, Motorcycles, ATV's and campers need a policy specifically designed for their use. They will cover both the value of the recreational vehicle, as well as your liability exposure. Learn more.
- Life - If you are no longer able to provide for your dependents because of death, life insurance is designed to provide assistance for final expenses and ongoing income. Learn more.
- Health - Health Insurance is designed to pay the costs associated with healthcare (bills from physicians, hospitals, and other providers of medical services.) There are a miriad of policy options and deductibles which can be customized for your individual needs to prevent financial hardship due to unexpected medical bills. Learn more.
- Disability - In most cases, a short-term disability will result in reduced income for you and your family. Disability insurance is designed to provide an ongoing income during the period you are "out of service". Learn more.
- Long-Term Care - Long-term care insurance helps cover the cost of care at home or in a nursing facility. It helps protect your hard earned retirement nest-egg and long term care insurance provides you with more choice and control over how and where you receive care. Learn more.
