Personal Recreational Vehicle
What is a recreational vehicle?
Does my Auto or Home policy cover me?
What is a recreational vehicle?
- Watercraft: Boats, Jet Skis, Hovercraft
- Snowmobiles
- Motorcycles (both on and off road)
- ATV's
- Campers and RV's
All of these require special insurance policies to adequately protect you.
Does my Auto or Home policy cover me?
No! Only in rare circumstances is any coverage extended from your home or auto for a recreational vehicle. (Example, a canoe.) Recreational Vehicles are excluded under homeowners and automobile policies. You must have specific coverage or a separate policy to cover the recreational vehicle.
